PayPal FAQ
However, if you don’t want to have a PayPal account, you can still use the service. However, there are some restrictions to consider: The guest payment is only possible three times for each person. In total you can transfer a maximum amount of 1500 € without a PayPal account.
Click on: You do not have a PayPal account Here you can enter your credit card or bank details to give PayPal permission to collect the money from the respective payment method. Check the box that you accept the privacy policy and terms and conditions. Complete the payment process by clicking on “Agree and continue”.
You want to create a PayPal account but not link it to your bank account. You have these options:
Prepaid credit card
Instead of a regular credit card, you can link a prepaid credit card to your PayPal account, but the amount that can be loaded is limited to a maximum of 100 euros for non-legitimate prepaid credit cards. If you verify your personal data via VideoIdent or PostIdent, you can also load larger amounts onto the card.
Giropay
Without linking the bank details you can also use Giropay to load money to your PayPal account, provided your bank account supports Giropay.
Here’s a video on how to set up a PayPal account and pay with it.